A Rare Builder-Paid Financing Opportunity at Bending Brook
The seller of 28 Pebble Court in Barrington, New Hampshire, is making a meaningful investment in the next homeowner’s purchase.
Through the Build & Lock™ program offered by Jim Collins of CMG Home Loans, the builder has paid to secure a reduced interest rate for this specific property. Qualified buyers can access a 5.25% fixed rate with a 5.994% APR, based on the financing example provided.
Compared with the standard-rate scenario included in the program materials, that represents an estimated savings of $729 per month in principal and interest.
For buyers hoping to make a move into a brand-new home, that difference can create valuable breathing room in the monthly budget from the very beginning.
How the Seller-Paid Rate Works
The cost of securing the reduced interest rate has already been paid by the builder. That means an eligible buyer can take advantage of the lower rate without paying the rate-reduction cost themselves.
The financing example is based on:
- A purchase price of $749,900
- A 20% down payment
- A loan amount of $599,920
- A 30-year fixed-rate mortgage
- Primary-residence occupancy
- A 5.250% rate with a 5.994% APR
Under that example, the estimated monthly principal and interest payment is $3,312.78, compared with $4,041.77 under the standard-rate scenario used for comparison.
That is where the estimated $729 in monthly savings comes from.
What Could $729 Per Month Mean for Your Move?
A lower monthly mortgage payment can affect more than the numbers on a loan estimate. It can create additional flexibility as you settle into your new home.
Those monthly savings could help leave more room for:
- Furnishing and personalizing your home
- Managing moving and closing-related expenses
- Rebuilding savings after your purchase
- Balancing other household goals
- Simply enjoying more breathing room each month
It is a significant contribution from the seller and a rare opportunity to purchase new construction with financing already structured to reduce the monthly payment.
Explore 28 Pebble Court
Offered at $749,900, 28 Pebble Court is a move-in-ready home in Bending Brook, a new-home community in Barrington.
The home gives buyers the opportunity to enjoy brand-new construction without waiting for a future completion date. Combined with the builder-paid rate, it offers a compelling path to moving into a new home with a lower monthly principal and interest payment.
Speak With Jim Collins About the Build & Lock™ Program
Because mortgage programs depend on borrower qualifications and current financing terms, buyers should speak directly with Jim Collins of CMG Home Loans for a personalized review.
Jim can explain the Build & Lock™ program, confirm eligibility, and show how the reduced rate could apply to your financing scenario.
Jim Collins
Loan Officer, NMLS #153218
CMG Home Loans
207.752.3320
jimcollins@cmghomeloans.com
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Payment examples in the promotional materials were calculated for primary-residence occupancy using rates provided on May 29 and June 1, 2026. The examples are based on a $749,900 purchase price, 20% down payment, $599,920 loan amount and 30-year fixed-rate financing. Payments do not include property taxes or homeowners insurance. Rates, APRs, availability and borrower eligibility are subject to change. Contact Jim Collins at CMG Home Loans for current terms and complete program details.
